Day 1: Submit a pre-qualification request and pull your credit reports. Day 2-3: Gather W-2s, two years of tax returns, two months of bank statements. Day 4: Have a 30-minute strategy call with your loan officer. Day 5-7: Receive your written pre-approval letter.
Day 8-14: Tour homes with your agent. By Memorial Day weekend, you should be making offers with a fully-vetted pre-approval — which dramatically improves your competitive position in a multi-offer scenario.
Evergreen Ridge Financial Group specializes in fast, accurate pre-approvals. Our AI scrubs documentation overnight and a licensed officer reviews everything by the next business day.
